The downside is that the procedure can cost several thousand dollars, and you’ll be left wonderinghow you will financethe expenses of healthcare.

Here are some possible sources of financing to consider in case you have to pay for vet treatment.

Personal Loan

Personal loans like emergency loansare an excellent option to help pay for the care of your pet and are likely to be less expensive than the average rate on the credit card.

The advantages of personal loans include:

• You can apply for a personal loan in amounts from $1000 to $50,000 plus.
• With certain lenders, you could receive funds within the same day you’ve been accepted.
• You’ll pay off the loan over an established time frame, by making monthly payments.
• Personal loans typically have fewer interest rates than credit cards.

It is not necessary to search for acash loan for emergenciesthat is specifically designed for vet expenses however, such loans do exist.The lenders of personal loansdo not care about how you will use the funds when your loan is granted.You can therefore apply to anyone’s personal loan lender and get the funds you require to pay for the care.

Credit cards

Most vets acceptcredit debit cardsand you can pay for your pet’s treatment even when you aren’t able to pay for it yourself.However, credit cards typically have high rates of interest — in the event that you aren’t eligible to get a card with a special promotional 0% APR.

If you qualify for thelow-interest intro APR credit cardand pay back the card prior to the promotional period ending the card could be an extremely affordable method to cover your pet’s treatment.

If you’re not eligible to receive a 0% rate or if you’re unable to pay the balance off before the time your rate is due to expire and you’re in the market for a personal loan, then look into the possibility of a personal loan instead.

CareCredit

CareCreditis a credit card designed specifically to be used to pay for medical expenses such as medical treatments for animals.More than 200,000 places across the nation accept CareCredit however, you should consult your veterinarian to determine whether they’re a participating provider.

Although CareCredit’s APR standard is quite high at 26.99 percent, the company offers various financial options cheaper.You could get a deferred-interest plan if you’re spending $200 or more to cover the cost of caring for your pet.If you have a deferred interest program the interest accrues from the first day but you won’t be penalized for the interest if you make the payment in the promotional period, which typically lasts for six, twelve 18, or 24 months.

CareCredit offers other low-interest options for loans that are longer-term when you need to borrow larger amounts. If you take out a loan of at least $1,000 you may be eligible for a 24 36-, 48- or 60-month loan with a 14.9 APR of 14.9 percent. If you’re able to borrow $2500 or greater, then you may be qualified for a loan that has the option of a 60-month repayment plan with a 16.9 percent APR.

If your doctor is a participating veterinarian, you may be able to apply for CareCredit in the vet’s office. Make sure to confirm that this is the most affordable option of financing available to you. Also, be aware that if you go for an interest-only loan that is deferred, you could be liable for a large sum in interest if you don’t manage to pay back what you borrowed at the time you need to.

Pet insurance

If you’ve got a pet insurance policy and are able to get insurance to take care of your pet it’s a great idea.It is important to be able to have a pet insurance plan in placeprior to the timeyour pet is sick.Insurance companies for pets can and will not cover pre-existing health conditions.Therefore, if your pet already requires medical treatment then you will not be able to purchase insurance and receive coverage once the need has arisen.

If you choose to purchase insurance for your pet, be sure you understand how the policy will work.Find out if there are limitations on the amount that the insurance company will cover per condition or throughout the life of your pet.Be sure to determine the possibility of having to make a payment upfront and then get reimbursed later for the costs.Most pet insurance plans are designed in this manner, however, it’s not easy to find hundreds of dollars to cover the cost of treatment upfront regardless of the fact that you’ll be reimbursed by your insurance in the end.

What’s the most effective way to cover the vet’s treatment for your pet?

The bottom line is that every pet owner has to decide the best method of financing depending on the cost of medical treatment and the options offered.In the event that you do not have insurance for your pet and you are in search of a low-cost option for financing that has an established repayment plan then a personal loan can be an excellent option to pay for the costs of your pet and get your pet back to healthy health.

You pay attention to what you eat, exercise regularly, and don’t smoke. You do things to take care of your heart, you avoid too much salt and added sugars in your diet, and you limit the amount of processed foods you eat. But are you also taking care of your brain health?

June is Alzheimer’s Disease and Brain Awareness Month and it’s a good time to focus on whether your diet is helping to keep that noggin as strong as possible. Alzheimer’s disease is the most common type of dementia. Plaques form in the brain, leading to a progressive loss of cognitive abilities and a decline in the functioning of daily activities. Six million people in America live with Alzheimer’s. Unfortunately, during the pandemic, the number of deaths from Alzheimer’s disease and dementia increased by 16%. Additionally, 12% to 18% of people over 60 live with mild cognitive impairment (MCI). MCI causes cognitive changes that are noticeable but do not affect a person’s ability to carry out daily activities.

Here’s a rundown of the foods we should all include more regularly to support brain health:

Leafy green vegetables

Need another reason to eat this salad? Studies show that consumption of green leafy vegetables, such as kale, watercress, spinach and collard greens, was associated with slower cognitive decline in the elderly. And you don’t have to go overboard with Swiss chard! One serving per day of green leafy vegetables was all it took to help slow the aging of the brain.

Increase your intake of green vegetables by adding kale to your next sandwich, tossing a handful of baby spinach in your smoothie, or tossing sautéed chard into your penne. This refreshing smoothie from The Dr. Is In balances the power of baby spinach and watercress with the natural sweetness of green grapes and bananas.

Grapes

Numerous animal and human studies have been conducted which support the beneficial effect of grapes on brain function. Grapes help promote healthy blood circulation and blood pressure, and reduce oxidative stress in the brain, all of which are beneficial for brain health.

Grapes are delicious in yogurt bowls, salads and appetizers. And instead of using grape jam on your next sandwich, try fresh grapes, like we did in this Sunflower Butter Raisin Sandwich.

Frances Largeman-Roth

Nuts

As in other diseases, inflammation plays a key role in Alzheimer’s disease and other brain disorders. Nuts contain several compounds, including polyphenols, tocopherols and polyunsaturated fatty acids, which help to fight inflammation and provide antioxidant benefits. Numerous studies have shown the brain health benefits of including nuts in a healthy diet.

Nuts are a great snack on their own, in trail mix and other snacks. And you can also make some super tasty vegan “nut meat” to garnish nacho bowls and use to fill tacos.

Blueberries

One cup of fresh blueberries contains vitamin C, manganese, vitamin K, and anthocyanins, which give the small berries their colorful skin, all for just 80 calories. In addition to providing color, anthocyanins also play a role in protecting the brain. Blueberries are being used in various clinical trials of eating habits, including Mediterranean diets, DASH, and MIND, to see how they can support brain health as part of an overall healthy lifestyle.

Blueberries are tasty to snack on, and you can also try them in Siri Daly’s Watermelon, Blueberry, and Feta Salad.

Nathan Congleton / TODAY

A cornerstone of the Mediterranean diet, olive oil contains phenols, a type of antioxidant, which help keep the brain healthy by reducing inflammation. In addition to protecting against Alzheimer’s disease, olive oil has been shown in studies to provide benefit in others. neurodegenerative diseases, including Parkinson’s disease and ALS.

Olive oil can be used in many ways, from dressing to stir-fries. You can even use it in baked goods, like Anne Burrell’s Olive Oil Cake with Blueberry Peach Sauce.

Nathan Congleton / TODAY

Fish

One of the best-documented foods for brain health is oily fish. Oily fish, including salmon, tuna, and herring, contain omega-3 DHA fatty acids, a type of polyunsaturated fat. These fatty acids help protect the brain and may lower your risk of developing Alzheimer’s disease.

Look for wild Alaskan salmon, tuna, mackerel, anchovies, sardines, and herring.

Need some inspiration? Check out these canned fish ideas, or try this seared salmon and roasted Brussels sprouts recipe, which also has the benefit of including nuts.

Frances Largeman-Roth

Chocolate / cocoa

Chocolate on the brain? This is a good thing! the flavonoids in cocoa powder, cocoa nibs and chocolate are beneficial for areas of the brain that involve memory and learning. The main flavonoid, epicatechin, improves various aspects of cognition in humans, thus helping to reduce the risk of developing Alzheimer’s disease and stroke.

Enjoy the goodness of cocoa by sprinkling cocoa nibs on your morning cereal or yogurt, add cocoa powder to baked goods and smoothies, or try this delicious Chocolate Milkshake.

Joy bauer

Yogurt

We know that milk is good for our bones and that fermented milk products help improve gut health, but new links are being discovered between dairy products and brain health. Our gut has its own nervous system and can produce many of the same neurotransmitters as the brain, such as serotonin.

A study done on older Dutch adults (over 65) has linked higher consumption of yogurt and buttermilk to better executive function, which helps us pay attention, remember details and manage time, among other things .

Yogurt makes a wonderful breakfast or snack, and it can also be used in hot dressings, marinades, and dips, like Joy Bauer’s Cucumber Yogurt Dip.

This month and every month, let’s fill up on these brain-boosting foods. Think of it as a delicious and easy way to invest in your future!

Related:

While Youthentity’s 14th Annual Roast Pork Fundraiser will be held virtually again for the second year in a row, the Carbondale-based nonprofit has found a way to bring an interactive element to the annual event. for the benefit of youth financial literacy and career exploration.

Each $ 150 roast pork ticket donation will include a five-course, nine-course dinner carefully prepared and wrapped by cooking students and chef instructors at Youthentity Career Academy, according to a press release from the organization at Purpose. non-profit. Meals will be ready to be picked up at Youthentity’s Carbondale office on June 23-24.

“Our students have worked hard through an incredibly difficult year. They haven’t had the chance to show off their new skills at canceled events and culinary competitions, and we want to give them the chance to use what they’ve learned, ”said Greg Beachey, Director of Youthentity Career Academy.

“Helping prepare the extensive roast pork menu is a chance for our students to demonstrate what they have accomplished this year, as well as connect with our supporters,” added Beachey in a prepared statement.

Chef and instructor Joe Daboul said, “I am incredibly proud of our cooking students, and roast pork is a perfect way to end an unpredictable year.”

The mission of youth is to prepare young people for future success through financial literacy education and work preparation opportunities. The association expects to serve more than 5,500 students during the 2021-2022 academic year. His Career Academy offers one-year and credit courses to high school students in Roaring Fork Valley in Culinary Arts and Hospitality, Structure Design and Construction, and Animal Care and Health Professions .

Participants in the roast pork fundraiser can also look forward to another online auction and raffle, the press release says. Hosted at Youthentity.org, the three-day auction will offer a wide selection of items such as travel, local meals, private chef experiences, outdoor adventures and fine art photography.

Open from 6 a.m. on June 22Until 10 p.m. on June 24, there is no charge to bid in the auction. Pre-registrations are open at Youthentity.org.

“The annual roast pork is our biggest fundraiser of the year,” said Kirsten McDaniel, Executive Director of Youthentity. “And while we look forward to resuming the event in person in 2022, we hope to give people a reason to get together with friends and family while supporting our youth programs with delicious meals created by our students. and our instructors. “

The last day to receive a roast pork dinner with ticket donations is Friday. Tickets can be purchased at Youthentity.org.

After 15 long months, The Banks Animal Hospital has finally reopened. The thriving practice of 6 small animal physicians has strictly followed CDC guidelines and taken extra precautions to ensure the safety of its 44 team members. Staff continued to wear masks although this was not mandatory for vaccinated staff.

The 2019 coronavirus disease (COVID-19) pandemic has brought unprecedented growth for the veterinary services, causing many staff to suffer from post-traumatic stress disorder (PTSD). In addition to being overworked and having to deal with curbside care, staff have also been traumatized by the risk of contracting the COVID-19 virus.

While it was true that curbside care minimized exposure to pet owners, working side-by-side with other staff without practicing social distancing only increased anxiety. Despite wearing masks, maintaining good hygiene and diligence, many staff members contracted the disease.

When the vaccine became available to veterinary professionals, staff members breathed a sigh of relief. However, staff also encountered similar obstacles the general public faced regarding vaccines and despite CDC recommendations, a significant portion of the population chose not to be vaccinated.

At Banks Animal Hospital, 6 of 44 staff were among those who chose not to be vaccinated against COVID-19. The hospital administration recommended that all staff be vaccinated and those who expressed hesitation were urged to consult respected healthcare professionals.

Eventually, 5 staff members decided not to get the vaccine. The administration of Banks Animal Hospital agreed that these refusals did not constitute grounds for termination and continued to promote and encourage participation in vaccination. Unfortunately, this scenario has been observed in many veterinary care facilities across the country.

To top it off, the hospital administration began to experience additional fallout. Several vaccinated staff began to show resentment towards those who chose not to be vaccinated. Some addressed the administration to express their disapproval of the situation and felt that their health was in danger. Others have suggested that these staff members be temporarily laid off or on leave until the pandemic ends or until collective immunity is achieved in the workplace.

To address this growing concern, the owner of the practice, Dr Banks, organized a general staff meeting. He explained that a refusal to be vaccinated did not justify a member of the highly qualified staff losing their job. He also touched on the fact that choosing not to get vaccinated can not only put that person at risk, but also endanger the health and well-being of his colleagues.

Banks have reinforced that all mask requirements, hygiene protocols and social distancing (where possible) will remain in effect until further notice, regardless of new, less stringent CDC recommendations. He also advised everyone to get the shot and urged colleagues to have conversations with each other to iron out any resentment they might have towards each other.

Although Banks felt his efforts were helping the staff, some still felt resentment and anxiety. The pandemic had wreaked havoc in more ways than one. The division, anxiety and lingering doubts would continue to be felt for years to come.

Do you agree with the decision of the medical director? How would you have handled the situation? Let us know your thoughts by sending an email to [email protected].

Response from Dr Rosenberg

Unfortunately, many people have complex medical conditions that do not allow them to be vaccinated. However, millions of people have unscientific reasons for not getting vaccinated. People who have been vaccinated can become frustrated, angry and aggressive. However, these emotions cannot change the reality of the situation. The non-vacationers will not disappear and the frustration will not decrease. What can happen is the development of collective immunity and the slow disappearance of the pandemic. The veterinary profession must continue to champion the importance of getting vaccinated to help protect both people and pets from horrible diseases. You can be sure that in the not-so-distant future a pandemic of a different nature will unfold and we have to hope that our scientific advocacy on vaccines has made a difference.

Marc Rosenberg, VMD, is director of the Voorhees Veterinary Center in Voorhees, New Jersey. While many of the scenarios Rosenberg describes in his column are based on actual events, the veterinary surgeries, doctors, and employees depicted are fictitious.

Muscat: Oman’s health ministry has said it is monitoring the spread of the Indian, British and South African variant of the coronavirus following the rise in new infections in Oman. The number of COVID-19 infections is on the rise. Oman has also banned travelers from some countries including India, UK, Sudan, Brazil, Nigeria, Tanzania, Sierra Leone, Ethiopia, Pakistan, Bangladesh, Egypt, the Philippines, Thailand, Malaysia and Vietnam.

Apps on your phone can alert you of an impending earthquake, and your pets may have this ability, too. Scientists suggest that animals may sense changes in the earth just before humans.

That said, earthquakes can be even more disorienting for animals than for humans. The best thing you can do as a homeowner is to be prepared before they even feel anything.

Denisse Cobian-Tobler, Vice President of Branding at the Michelson Found Animals Foundation, and Susan Anderson, Director of Disaster Response and National Field Response for ASPCA, explain how protect your pets in the event of a disaster.

Before the earthquake

Your disaster plans must involve your pet. Practicing placing your pet in their respective cages while you and your family members practice your earthquake exercise can help prepare your pet for a potential evacuation. Cobian-Tobler said to train at least once every few months.

When building your earthquake preparedness kit, be sure to include animal-specific items.

For cats and dogs, you need food and water bowls, transport cages, leashes, and waste collection supplies like kitty litter and dog bags. Have lick stones, litter, and supports for hamsters and birds. Creature comforts, such as a favorite toy or blanket, can help ease any emotional stress an animal might endure during an earthquake.

“It’s really about thinking of everything you would need if you were to go out right now and make sure you’ve got everything packed and ready to go,” Cobian-Tobler said. (See below for an example of a checklist.)

Microchipping and registering your pet is vital, said Cobian-Tobler. Without the proper microchip registration, she said, your pet could be lost forever in a disaster. A collar with the appropriate information or other forms of identification on your pet, Anderson said, is an important step in ensuring your pet will return home safely after an earthquake.

Copies of vaccination records and contact details for your animal’s veterinarian should also be included in your important documents.

During an earthquake

When an earthquake begins, as humans we know how to fall, cover and hang on. But what do you do with your pets?

In most cases, let them do their own thing, Cobian-Tobler said.

“Trust your animals – they are really good at finding safety,” she said.

Small pets that can be kept should be kept with you in your safe space, but if your cat wants to hide under the bed, let them.

Other animals, such as caged and tank pets, should be kept in their enclosures and transferred to portable transport cages in the event of damage or the need for evacuation.

If you’re outside with your pet, Cobian-Tobler said, get low to the ground and away from any potential hazards like trees or telephone poles. The best option, however, may be to just let them go and find them later. (This is why the microchip and updating information is so important.)